Mountaintop Musings: Looking back to move ahead

Today many people are out returning gifts or shopping for bargains. The day after Christmas can be great for saving money, but the trade-off is that you must once again and go out and deal with the crowds and traffic. It is a choice that one must make. As 2018 winds down each of us should look back and honestly evaluate how well we did in making decisions this year. Some were simple, should I cut...