Op-Ed: States must finally end the unconstitutional scheme of home equity theft

If someone were to borrow a cup of sugar to make a cake and doesn't return a similar amount, is the lender entitled to the cake? The lender would be viewed as excessively greedy to acquire so much in recompense. A fairer outcome would be for the borrower to offer a slice deemed equivalent to the value of the sugar.

Yet, prior to the Supreme Court ruling in Tyler v. Hennepin County in May 2023, gov...